Remembering Aloha United Way in your will or estate plans will provide critical, ongoing support for AUW initiatives such as the 211 Statewide Helpline, Safety Net, and the ALICE Initiative. Your legacy gift will help struggling Hawaii residents create bright futures for themselves and their families for generations to come.
Become a member of Ānuenue Legacy Society
When you make a planned gift to AUW, you become a member of our Ānuenue Legacy Society. Your generosity will continue to make a positive impact for generations to come. You will also have the opportunity to attend special behind-the-scenes events at Aloha United Way and to connect with others who have chosen to make a planned gift. Explore several planned giving options below.
Include AUW in your will or living trust
There are a number of ways a bequest will support Aloha United Way’s work long into the future.
Start your will for free today with Aloha United Way's partner, FreeWill.
Already have a will? Speak with your attorney about including Aloha United Way in your will, then let us know of your addition so we can welcome you to our Anuenue Legacy Society.
Make AUW your retirement plan beneficiary
Impacting the community through your retirement plan is simple, flexible and tax wise. Unlike individuals who inherit retirement plans, a charity will pay no taxes. The benefits of naming a charity as the beneficiary of a retirement account include:
Allows you to continue to use money in your retirement account while you are living
Provides you with the freedom to change your mind if your situation changes
Gives you the satisfaction of knowing that your hard-earned retirement funds will continue to impact people’s lives in our community
Next Step: Contact the administrator of your retirement plan to designate Aloha United Way as a beneficiary. They will let you know of restrictions that apply.
Donate through an IRA Charitable Rollover
Individuals ages 70½ or older can make tax-free donations directly to Aloha United Way from their IRAs without counting them as part of their income.
The annual maximum on a donor’s total combined charitable IRA rollover contributions is $100,000. Couples can contribute individually from their IRAs, up to $200,000.
Distributions can only be made from traditional IRA accounts and must be directly from the IRA trustee to Aloha United Way.
Make AUW your life insurance policy beneficiary
Gifts of life insurance provide a convenient and affordable way for you to make a substantial future gift with a modest contribution while also reducing your income taxes. When you make Aloha United Way the owner and irrevocable beneficiary of a life insurance policy, you may enjoy tax benefits, including charitable income tax deductions for any premiums that you may pay in the future.
Transfer appreciated stock to AUW
When you donate stock to Aloha United Way, you avoid paying the capital gains tax incurred if you sold the stock. You are also eligible to deduct the full fair-market value of the stock you donated from your income taxes, up to the amount allowed by the IRS. Securities and mutual funds that have increased in value and have been held for more than one year are one of the most popular assets to use.
Set up a Charitable Gift Annuity
If you would like to benefit from rates that are usually higher than CDs and money market accounts, a charitable gift annuity is an excellent gift option, especially if you are over 60 years old. Receive annuity payments for life, with the remainder of the gift benefiting the community through Aloha United Way. The projected amount of the gift is tax-deductible. If you are still employed, you may wish to consider a deferred payment charitable gift annuity and select a future payment date.
Set up a Charitable Remainder Trust
A charitable remainder trust is a split-interest gift — one that is present interest and one that is future interest. Typically, the present interest gift is a lifetime flow of income back to the donor. The future interest gift is the amount Aloha United Way will receive at the end of the trust.
The charitable remainder trust is a gift that returns an income to you, your spouse, or another beneficiary you name. Highly appreciated but low yield stock and real estate are ideal assets to fund a charitable remainder trust.
Need help navigating these options? Share a few details about your planned giving interests to schedule 1:1, obligation-free support with Ellen, Director of Major Gifts and Donor Relations.
Ellen has returned to AUW (having worked for the organization previously) and brings more than 20 years' experience helping donors achieve their philanthropic goals. She specializes in gift planning and enjoys helping donors establish their legacy while taking care of their own (and their families') financial needs.
"Anyone can plan their legacy gift, and there are so many ways that planned gifts can benefit donors — there are life income gifts, and other tax advantaged options. I love to explain the options and frequently donors will reply, 'I didn't know that!"
Ellen graduated from UH Manoa with a BBA and obtained her MBA from Chaminade University. She has a life-long love of learning and recently earned her CAP(r) (Chartered Advisor in Philanthropy) certification. Her previous employers include: The Salvation Army, Hawaii Public Radio, and Catholic Charities and she has both for-profit and nonprofit experience.
You can reach Ellen at 808-543-2223, email@example.com
, or fill out the Planned Giving form linked below.