PLANNED GIVING

Remembering Aloha United Way in your will or estate plans will provide critical, ongoing support to our poverty-fighting initiatives. Your legacy gift will help struggling Hawai‘i residents create brighter futures for themselves and their families for generations to come. What better legacy could you leave than that?  

Ways to Plan Your Giving

Wills and Trusts
Consider including Aloha United Way in your will or living trust. From specific to percentage, residual to contingent, there are a number of ways a bequest will support Aloha United Way’s work long into the future. You can start your will for free today with Aloha United Way's partner Freewill. Already have a will? Speak with your attorney about including Aloha United Way in your will. Please let us know if you have included Aloha United Way in your will or trust so we can immediately welcome you into the Anuenue Legacy Society. 

Retirement plan beneficiary
Impacting the community through your retirement plan is simple, flexible and tax wise. Unlike individuals who inherit retirement plans, a charity will pay no taxes. The benefits of naming a charity as the beneficiary of a retirement account include: 

 - Allows you to continue to use money in your retirement account while you are living.
 - Provides you with the freedom to change your mind if your situation changes.
 - Gives you the satisfaction of knowing that your hard-earned retirement funds will continue to impact people’s lives in our community.

Simply contact the administrator of your retirement plan to designate Aloha United Way as a beneficiary. They can also let you know of any restrictions that may apply.

IRA Charitable Rollover
The IRA charitable rollover allows individuals age 70½ or older to make donations directly to Aloha United Way from their IRAs without counting them as part of their income, and consequently without paying taxes on the contribution.

The annual maximum on a donor’s total combined charitable IRA rollover contributions is $100,000. Couples can contribute individually from their IRAs, resulting in potential annual gifts of up to $200,000. Distributions can only be made from traditional IRA accounts and must be directly from the IRA trustee to Aloha United Way.

Need more information? Contact Ellen Kazama, Director of Major Gifts and Donor Relations at ekazama@auw.org

Click here to request a free booklet

Life Insurance
Gifts of life insurance provide a convenient and affordable way for you to make a substantial future gift with a modest contribution while also reducing your income taxes. When you make Aloha United Way the owner and irrevocable beneficiary of a life insurance policy, you may enjoy tax benefits, including charitable income tax deductions for any premiums that you may pay in the future.

Appreciated Stock
Transferring appreciated stock directly to Aloha United Way is a powerful way to make a greater impact on our community. If you choose to donate stock directly to Aloha United Way, you could avoid paying the capital gains tax incurred if you sold the stock. In addition, you are still eligible to deduct the full fair-market value of the stock you donated from your income taxes, up to the overall amount allowed by the IRS. Securities and mutual funds that have increased in value and have been held for more than one year are one of the most popular assets to use.

Click here to download the form to make a gift of stock. Once the form is completed, please email it to ekazama@auw.org

Charitable Gift Annuity
If you would like to benefit from rates that are usually higher than CDs and money market accounts, a charitable gift annuity is an excellent gift option, especially if you are over 60 years old. You would receive annuity payments for life and the remainder of the gift would benefit our community through Aloha United Way. The projected amount of the gift that would go to Aloha United Way is tax deductible. If you are still employed, you may wish to consider a deferred payment charitable gift annuity and select a future payment date.

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Charitable Remainder Trust
A charitable remainder trust is a split interest gift - one that is present interest and one that is future interest. Typically, the present interest gift is a lifetime flow of income back to the donor. The future interest gift is the amount Aloha United Way will receive at the end of the trust.

The charitable remainder trust is a gift that returns an income to you, your spouse, or another beneficiary you name. Highly appreciated but low yield stock and real estate are ideal assets to fund a charitable remainder trust.

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Need more information? Please contact Ellen Kazama, Director of Major Gifts and Donor Relations for information. Phone (808) 543-2223 Email ekazama@auw.org