CLIFF Tool and Dashboard

Aloha United Way (AUW), in partnership with the Federal Reserve Bank of Atlanta (Atlanta Fed) and the U.S. Department of Housing and Urban Development will bring the CLIFF Dashboard and Planner to Hawai’i. CLIFF is an acronym for Career Ladder Identifier and Financial Forecaster and is a tool that will be unveiled locally on February 24, 2022. The tool will help individuals make informed career decisions to overcome, “benefits cliffs,” a low-income barrier for households trying to advance their economic well-being. The dashboard will also impact policymakers and social service agencies supporting households moving toward greater economic stability. 
The CLIFF Dashboard is an interactive tool that depicts wages along select career pathways to indicate barriers presented by benefits cliffs. The CLIFF Planner allows users to create individually customized career paths while considering benefits, taxes, and expenses over time and is intended for more intensive career and financial counseling of low-income families.

Use the CLIFF Dashboard

Aloha United Way Hawaii CLIFF Benefit Dashboard











Additional Resources

Learn more about how benefit cliffs impact economic advancement and the economic mobility path below:

Mahalo for attending the CLIFF Benefit Tool Webinar - Additional Training Coming Soon

Community leaders, policymakers, nonprofit agencies, and business leaders attended and were provided a brief introduction to the tool and dashboard. The implications for our community are tremendous and we are extremely proud to be able to share a tool specifically for Hawai'i.  Presented by Aloha United Way, The Federal Reserve Bank of Atlanta, and the U.S. Department of Housing and Urban Development: Honolulu Field Office, the webinar covered the definition of a, “benefits cliff” and how it intersects with work for ALICE Households. Specifically, every user will be able to run models detailing financial trajectories based on family composition, county, employment, and current levels of benefits/support. This tool will help provide critical information as we all work toward bringing greater financial stability to all people in Hawai'i. 
  • Gain a clear understanding of benefits cliffs locally and how those intersect with career path choices and economic stability
  • Discuss proposed strategies to mitigate benefits cliffs
  • Discuss how the tool can be utilized not only by non-profits working collectively around ALICE households and those below ALICE threshold, but how policymakers, educators, service providers and businesses can utilize the tool
If you missed the presentation, watch the video below. 
For the Federal Reserve Bank of Atlanta presentation materials, click here.